Computer software design, development, implementation and consultation services in the fields of finance and banking, namely design, development, implementation of commercial web sites for financial institutions and their customers, development and implementation of computer programs for transferring electronic funds and for processing and monitoring payments of electronic funds, including for creating and monitoring Automated Clearing House transactions, and design, development and implementation of multimedia informational kiosks for use by customers of financial institutions; and hosting the web sites of financial institutions and their customers on a computer server for a global computer network