Banking services; mortgage banking services; lending and financial services, namely, loan processing and financing, loan collections, consumer lending, home equity loans, loan refinancing; credit card services; debit card services; cash management services; electronic payment, namely, electronic processing and transmission of bill payment data and electronic finds transfer; financial information in the nature of rates of exchange; security services, namely, guaranteeing loans; safety deposit box services; bank savings and checking account services; bank trust services; insurance services, namely, providing insurance administration and insurance consultation services in the field of life, property, casualty, accident, health, and credit insurance services, and underwriting insurance policies in the field of life, property, casualty, accident, and health insurance; providing investment analysis, consultation, planning, management, advisory, brokerage, and research services with respect to stock, bonds, securities, mutual funds, commodities, real estate, and other instruments of investment; providing educational and college loans and scholarships; providing banking, financial, investment and insurance consultation and information via global communication networks and telecommunication networks; providing interactive banking, financial, investment and insurance consultation and information via global computer networks, internal computer information networks and telecommunication networks; providing information on international finance and foreign exchange rates via global computer networks, internal computer information networks and telecommunication networks