CO-BRANDED CREDIT CARD SERVICES, NAMELY, PROMOTING THE SALE OF CREDIT CARD ACCOUNTS THROUGH THE FORMULATION, IMPLEMENTATION, AND ADMINISTRATION OF INCENTIVE AWARD PROGRAMS AND CONTESTS; PROMOTING THE SALE OF GOODS AND SERVICES OF OTHERS BY AWARDING PURCHASE POINTS AND INCENTIVES FOR THE USE OF CO-BRANDED CREDIT CARDS; PROMOTING THE USE OF CO-BRANDED CREDIT CARDS BY OFFERING DISCOUNT POINTS FOR THE PURCHASE OF GOODS AND SERVICES OF CO-BRANDED PARTNERS; PROVIDING MATHEMATICAL AND STATISTICAL DATA CONCERNING THE SALE OR LEASE OF AUTOMOBILES; BUSINESS MANAGEMENT PLANNING, SUPERVISION AND CONSULTATION, FOR AUTOMOBILE DEALERSHIPS; PROMOTING THE SERVICES OF AUTOMOBILE DEALERSHIPS THROUGH THE DISTRIBUTION OF PROMOTIONAL MATERIALS AND BY RENDERING SALES PROMOTION ADVICE