Computer services, namely, providing temporary use of on-line, non-downloadable software in the fields of insurance and structured settlements, and specifically, for managing, negotiating and settling legal claims, providing an interactive database, providing users the ability to assign tasks to other users, communicate business information among users, manage security and authentication of users and aggregation of personal and business information over computer networks, wireless networks and global communication networks, and creating efficiencies in the process of managing, negotiating and settling legal claims