Providing online computer databases in the field of personal background information, demographic information, creditor and debtor information, and other information pertaining to financial and personal credit worthiness; financial services, namely, providing solutions and alternatives for providers of goods and services for the management of accounts receivable in the legal, mortuary, medical, dental and veterinary fields; information services, namely, providing information pertaining to financial planning, account receivable valuation analysis based on aging, payment history, delinquency trends, defaults, default trends and current market value of accounts receivable and the related financing of same, projected cash flow, account status, payment history, remaining term, payoff balances, active accounts, delinquent accounts and other account information