Automated teller machines; automatic bank note dispensers, namely, automatic paper money sorting machines; bank cards incorporating data carriers; magnetically encoded debit cards; magnetic encoded card readers for credit cards; computer terminals for use with credit cards and debit cards; magnetically encoded credit cards for electronic funds transfer and financial transactions; apparatus for payment with magnetic memory cards, namely, computer terminals; apparatus for receiving, cash payments, namely, automatic teller machines; automatic payment machines, namely, automated banking machines; electronic identification cards for use in paying for services; machine readable devices, consisting of diskettes, magnetic tapes and bar code carriers for cashless payment systems; magnetic and encoded payment cards; payment cards incorporating data carriers; equipment for telecommunication and interactive communication, namely, computers, telephones, radios and televisions; computer communications software to allow customers to access bank account information and transact banking business; computer e-commerce software for verifying and facilitating on-line retail sales and business to business transactions; computer e-commerce software to allow users to perform electronic business transactions via a global computer network excluding personal computers and personal computer terminals