Financial and credit information provided by electronic means; credit inquiry and consultation; consulting and information services concerning financial data and statistics for use by lenders and financial institutions, credit and financial information reporting services provided by computer and on-line means and business and consumer information services in the fields of consumer and commercial credit; consulting services featuring use of computers in the fields of lending and information management and information related thereto, namely, information technology, information management, information processing, credit and lending risks, and information and database management in the fields of consumer and commercial credit; information services in the field of consumer and commercial credit reporting, lending and insurance risk management, namely, providing electronic lists, reports and data via computer-to-computer transmission and e-mail, all concerning computerized print and data selection, arrangement, presentation and distribution; providing an interactive computer service, namely, providing a computer database in the fields of commercial and consumer credit reporting