promoting the goods and services of others through a program awarding benefits to membership payment card users which later can be applied toward financing medical care

providing a database over a computer information network for providing information as to the nature and scope of medical insurance claims and medical insurance coverage and providing a list of medical providers covered under a given plan; electronic processing of medical insurance claims over a global communications network; financial transaction services, namely, crediting benefit points to member's payment card accounts which later can be applied toward the cost of medical care