ELECTRONIC CURRENCIES AND TOOLS FOR CREATING, VERIFYING, REDEEMING, STORING, AND OTHERWISE HANDLING/PROCESSING ELECTRONIC CURRENCIES, NAMELY COMPUTER SOFTWARE WHICH FACILITATES FINANCIAL TRANSACTIONS, COMMERCIAL TRANSACTIONS, E-COMMERCE BUSINESS TRANSACTIONS, ELECTRONIC CASH TRANSACTIONS, AND COMPUTER SOFTWARE FOR FACILITATING ELECTRONIC TRANSACTIONS FOR BORROWING, BARTERING, FINANCING, ISSUING, ACQUIRING, FACTORING, LENDING, INVESTING AND FINANCIAL INSTRUMENT TRANSACTIONS; COMPUTER PROGRAMS USED FOR PURCHASING MERCHANDISE, DIGITAL AND/OR TANGIBLE GOODS, SERVICES AND INFORMATION VIA WIRELESS COMMUNICATIONS; COMPUTER PROGRAMS FOR DIGITAL CREDENTIALING, IDENTIFICATION, VERIFICATION AND AUTHENTICATION OVER LOCAL AND WIDE AREA COMPUTER NETWORKS, OVER LOCAL AND WIDE AREA TELECOMMUNICATIONS NETWORKS, OVER GLOBAL COMPUTER INFORMATION NETWORKS AND OVER WIRELESS TELECOMMUNICATION DEVICES, NAMELY CELLULAR TELEPHONES, DIGITAL TELEPHONES, PAGERS AND PERSONAL DATA ASSISTANTS

FINANCIAL SERVICES, NAMELY PROVISION OF ELECTRONIC CURRENCIES AND TOOLS FOR CREATING VERIFYING, REDEEMING, STORING, AND OTHERWISE HANDLING/PROCESSING ELECTRONIC CURRENCIES; SERVICES OF CREATING AND PROVIDING COMPUTER SOFTWARE THAT FACILITATES FINANCIAL TRANSACTIONS, COMMERCIAL TRANSACTIONS, E-COMMERCE BUSINESS TRANSACTIONS, ELECTRONIC CASH TRANSACTIONS; SERVICES OF CREATING AND PROVIDING COMPUTER SOFTWARE THAT FACILITATES ELECTRONIC TRANSACTIONS FOR BORROWING, BARTERING, FINANCING, ISSUING, ACQUIRING, FACTORING, LENDING, INVESTING AND FINANCIAL INSTRUMENT TRANSACTIONS; SERVICES OF CREATING AND PROVIDING COMPUTER PROGRAMS FOR PURCHASING MERCHANDISE, DIGITAL AND/OR TANGIBLE GOODS; SERVICES AND INFORMATION VIA WIRELESS COMMUNICATIONS; SERVICES OF DIGITAL CREDENTIALING, IDENTIFICATION, VERIFICATION AND AUTHENTICATION OVER LOCAL AND WIDE AREA COMPUTER NETWORKS, OVER LOCAL AND WIDE AREA TELECOMMUNICATIONS NETWORKS, OVER GLOBAL COMPUTER INFORMATION NETWORKS AND OVER WIRELESS TELECOMMUNICATION DEVICES