Apparatus for transmitting data, images and sounds, namely blank magnetic data carriers, audio cassettes, audio tapes, and video tapes; encoders; data processing apparatus and equipment namely blank magnetic data carriers, computer software used for data based management, spreadsheets and word processing; data processors and optical scanners; blank floppy disks for computers; pre-recorded diskettes, compact disks, audio and video tapes featuring information in connection with financial services; encoded magnetic charge cards, credit cards and debit cards for use in relation to the electronic transfer of funds and for processing financial and investment transactions; encoded electronic chip cards, smart cards containing programming used for banking, investment, insurance and financial transactions; encoded integrated circuit cards, smart cards containing programming used in financial and investment services; encoded smart cards containing programming used in financial transactions; teaching and audio visual teaching apparatus, for banking, investment, insurance and financial services; central processing units; holograms

Banking services; savings bank services; arranging and provision of loans, mortgages, guarantees; mortgage banking and brokering; lending on mortgage; financing of loans; installment loan financing; credit card services; money exchange and transfer; money order services; electronic payment services, namely electronic processing and transmission of bill payment data; pension services; administration of employee pension plans; securities brokerage; commodity trading for others; annuity underwriting; financial planning and management; estate planning; investment advice; investment brokerage; financial investment in the field of real estate and securities; financial services in the nature of an investment security; brokerage in the field of insurance, stocks and commodities; capital investment consultation; investment advice in an estate trust management; real estate trustee services; trusteeship representatives; bank card, credit card, debit card and electronic payment and electronic card transaction services; debit collection and debit payment agency services; financial valuation of personal property and real estate; foreign currency exchange and conversion; provision of traveling cheques; financial clearing house services; electronic banking services; mutual fund brokerage; mutual fund distribution; mutual fund investment; fund investment consultation; electronic funds transfer; insurance brokerage; administration of mutual funds; financial and insurance advice; consultation in the field of finance and financial matters; real estate agency; land acquisition, namely real estate brokerage; agencies in the fields of bonds and other securities, provision of financial and guarantees for bonding real estate; arranging and providing of loans against securities; surety services; real estate appraisal and valuation; leasing of real estate; leasing of real property; providing a website on global computer networks featuring information in the fields of financial services, insurance, commodities and securities, featuring interactive access to financial data and transactions; providing a web site on a global computer network featuring information in the fields of banking, financial, investment, real estate and insurance

Telecommunications, namely providing multiple user access to a global computer information network relating to banking, business and financial services; delivery of messages by electronic transmission; electronic transmission of data and documents via computer terminal; electronic transmission of facsimile communication and data featuring encryption and decryption; electronic transmission of messages and data; facsimile transmission; telephone communication services; electronic mail services; telegram transmission and communication; providing telecommunication connection to a global computer; and electronic storage of messages and data in connection with banking, business, financial services, insurance services and securities brokerage