INVESTMENT BROKERAGE; MUTUAL FUND BROKERAGE; SECURITY BROKERAGE; STOCK BROKERAGE; ON-LINE FINANCIAL SERVICES, NAMELY, ALLOWING USERS TO PLACE ON-LINE ORDERS FOR FOREIGN CURRENCY, FOR CREDIT AND DEBIT CARDS, AND FOR STORED VALUE CARDS WHICH ALLOW A USER TO PREPAY VARIOUS GOODS AND SERVICES; PROVIDING BROKERAGE SERVICES IN THE FIELDS OF SECURITIES, STOCKS, BONDS, MUTUAL FUNDS, MONEY MARKET FUNDS, AND STOCK OPTIONS OVER A GLOBAL COMMUNICATIONS NETWORK; PROVIDING INVESTMENT SERVICES IN THE FIELDS OF SECURITIES, STOCKS, MONEY MARKET FUNDS, BONDS, MUTUAL FUNDS, AND STOCK OPTIONS OVER A GLOBAL COMMUNICATIONS NETWORK; FUND TRANSFER SERVICES OVER A GLOBAL COMMUNICATIONS NETWORKS; FINANCIAL PORTFOLIO MANAGEMENT SERVICES; PROVIDING ON-LINE BANK ACCOUNT INFORMATION VIA A GLOBAL COMPUTER NETWORK; FINANCIAL AND INVESTMENT PLANNING INFORMATION PROVIDED BY ELECTRONIC MEANS