Magnetic encoded cards and cards containing an integrated circuit chip, namely, smart cards; multi-application computer software operating systems for use with smart cards; smart card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment, namely, point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial service industry

Financial services, namely, providing credit card, debit card, charge card and stored value smart card services; electronic funds transfer and currency exchange services; credit card transaction processing services; financial exchange services namely, the secure exchange of electronic cash over public computer networks to facilitate electronic commerce; electronic funds transfer, smart cards and electronic cash services, namely, currency exchange in a secure environment over global electronic communications networks; verification of secured financial exchange transactions over computer networks including the global electronic communications network; travelers check issuance services, money order services, banking services, investment banking services, military banking services, financial services for travelers namely foreign remittance services, mutual fund investment services; providing and interactive web site featuring information in the field of financial information