Magnetic encoded cards and cards containing an integrated circuit chip, namely, smart cards; multi-application computer software operating systems for use with smart cards; smart card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment, namely, point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information

promoting the goods and services of others through incentive and loyalty programs; providing an interactive web site featuring information in the field of financial services; facilitation of travel for others, namely, electronic ticketing and transportation services for others involving use of a smart card; computerized credit authorization, convention and meeting arrangement services

Financial services, namely, providing credit card, debit card, charge card and stored value smart card services; electronic funds and currency transfer services, electronic payments services; cash disbursement services, and transaction authorization and settlement services; value exchange services, namely, the secure exchange of value, including electronic cash, over public computer networks to facilitate electronic commerce; electronic funds transfer, smart cards and electronic cash services, namely, currency exchange in a secure environment over global electronic communications networks; the provision of digital signature and identity authentication services over the global electronic communications networks; authentication and verification of secured value exchange transactions over computer networks including the global electronic communications network; travelers check services, money order services, banking services, investment banking services, military banking services, financial services for travelers, foreign remittance services, mutual fund investment services and insurance underwriting services