Automating access procedures for others to access Internet information, namely, web sites and Internal computer networks; organizing and arranging of information formatted for display on a television; providing information in the fields of entertainment, business and commerce over wireless networks, computer networks, global communication networks, and internal networks; encrypting and securing of personal and financial information for transmission and use in electronic commerce transactions; maintaining computer services and applications on servers for secure encrypted storage of user information, registration and authentication information, financial information, and data for use in electronic commerce and transactions