Online computer services, namely, providing the means via global communications networks for consumers to limit and restrict the collection and use of their personal information by online businesses and web sites; providing temporary use of online nondownloadable software for use by consumers in managing, distributing and protecting their personal consumer information; providing temporary use of online nondownloadable software for use by online marketers, online vendors, catalog merchants and direct marketers to access permissioned consumer information and communicate with consumers; online security and management services for personal and private electronic information; online services, namely, providing the means for users to manage their electronic money accounts and electronic payments; online services, namely, providing the means for users to control the collection of their electronic data