Conducting on-line commodities exchange, financial exchange, monetary exchange, and currency exchange; brokerage services investment information, analysis, advice and management in the fields of securities, stocks, bonds, mutual funds, money market funds, commodities, futures, options, and indices of any of them; investment services in the fields of securities, stocks, money market funds, bonds, mutual funds, commodities, futures, options, and indices of any of them; securities brokerage account services; investment account information services; retirement plan services; financial planning services; cash management account services; fixed income investment services; bill payment services and electronic fund transfer services; providing portfolio management services information; providing financial decision-making information and investment research information and tools; providing news by electronic communication networks in the fields of investing, finance, financial planning, business, current events, government, and economics; providing portfolio management services and account information via electronic means