Computer software for use in accessing account information and conducting portfolio management services; computer software for use in accessing and conducting on-line commodities exchanges, accessing and conducting on-line financial exchanges, accessing and conducting on-line monetary exchanges and accessing and conducting on-line currency exchanges; Computer software for use in analysis, advice and management in the fields of securities, stocks, bonds, mutual funds, money market funds, commodities, futures, options, and indices; Computer software for use in providing investment services in the fields of securities, stocks, money market funds, bonds, mutual funds, commodities, futures, options, and indices of any of them; Computer software for use in providing securities brokerage account services, investment account information services, retirement planning services, financial planning services, cash management account services, fixed income investment services, bill payment services and electronic fund transfer services; Computer software for use in database management via electronic means; Computer software for use in providing brokerage services investment information via electronic means; computer software for retrieving, accessing, analyzing and managing consumer information and preferences