Insurance services, namely, providing a secure platform for purchase and sale of business insurance by others; rules- based coverage bid and placement services; facilitation of real-time, principal-to-principal commercial insurance transactions, all over a global computer network; insurance claims resolution services to others, namely, providing a platform for the submission, processing and resolution of business insurance claims by others, all over a global computer network; providing a secure platform for the purchase and sale of insurance claims by claimants, policy holders, insurance companies, reinsurers, investment bankers and other financial intermediaries, all over a global computer network