Financial services, namely, banking, bill payment services, [ credit card services, ] debit card services, [ cash disbursement services, namely, cash replacement rendered by credit cards and debit cards, ] issuing stored value cards, [ issuing traveler's checks, providing travel insurance, ] deposit access services, stored value services, namely, pre-paid card services offered through cards with stored value, automated teller machine services, point of sale and point of transaction services, namely, electronic [ credit, ] debit and cash transactions, electronic processing and transmission of bill payment data, [ providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores, ] and electronic funds currency transfer services, [ credit ] card transaction processing services, namely, providing transaction authorization and settlement services, providing personal [credit and ] account information [ and other financial information ] via a global computer network