Financial services, namely, providing loan originating services via an online communications network designed to facilitate the matching of lenders and borrowers in the fields of mortgage loans, mortgage refinancing loans, home equity loans, and automobile loans; Financial services, namely, providing ATM card, stored value card, debit card, credit card, calling card, and pre-paid calling card services; Bill payment remittance services; Money transfer services; Money order services; Person-to-person and person-to-business money transfer services offered via electronic mail and via an on-line communications network through the use of credit cards; and Electronic funds transfer services

Messaging services, namely, delivery of messages by electronic transmission; Electronic mail services; Voice mail services; Telegram transmission and communication; Facsimile transmission; Wireless facsimile mail services; Unified messaging services, namely, providing an on-line service which provides subscribers with the means to aggregate voice, facsimile, and electronic mail communications through the use of a single mailbox accessible via a global communications network; Broadcast message transmission services via facsimile, mail, telex, telegraph, telegram, television cable, telephone, global computer network, video stream and satellite technologies and other wireline or wireless transmission technologies; Providing public and private wire and wireless message transmission services via facsimile, mail, telex, telegraph, telegram, television cable, telephone, global computer network, video stream and satellite technologies or other wireline or wireless transmission technologies; Electronic transmission of messages to print sites for printing and then to postal facilities for delivery