PROVIDING TEMPORARY USE OF ON-LINE NON-DOWNLOADABLE SOFTWARE FOR USE IN MANAGING DATABASES AND GENERATING REPORTS AND; FOR USE IN CREATING, PROCESSING, TRACKING AND MANAGING BILLS, INVOICES, PAYMENTS, EXPENSES, PROJECT ESTIMATES, PROJECT BUDGETS, TIMESHEETS, PROJECT SCHEDULE, TO-DO LISTS, PRODUCTION SCHEDULES, PRODUCT DEVELOPMENT SCHEDULES, CUSTOMER INFORMATION, PRODUCT INFORMATION COMPANY INFORMATION, COMPETITOR INFORMATION, EMPLOYEE TRAINING AND EMPLOYEE ASSESSMENT