Computer services, namely, providing an online interactive database featuring information relating to insurance via a global electronic communications computer network; providing an electronic communications channel for information exchange between those seeking insurance ("Users") and insurers seeking to provide insurance, including facilitating electronic communications for submissions of insurance quotation requests by Users to insurers or their agents, for quotations by insurers or their agents in response to such submissions, for requests to bind insurance coverage, and for other communications among Users, insurers and agents relating to insurance coverage