Insurance and financial services provided locally, remotely and over the Internet, the world wide web (WWW) and via computer and data communications networks; electronic commerce services including facilitating transactions between insurance carriers and consumers and business customers by collecting and providing all types of information necessary to select, qualify for, provide quotations for, issue and administer insurance policies and handle insurance claims; providing information and statistical data about insurance companies, policy holders, prospects, customers and insurance products; analysis of policy standing and renewals, customer and consumer behavior trends and market trends; and selling insurance