Providing multiple user access to information and services that can be accessed over a global computer information network and local and area wide computer information networks, including, educational services for children, namely, financial education, banking and investment, charitable giving, and community programs, providing a children's registry and other consumer gift preference information and on-line ordering service, provide information about local and regional events of interest to children, and providing e-mail services for children; retail, catalog and on-line services in the field of children's clothing, toys, and games, children's educational materials, and children's household items; children's clothing, toys, and games, children's educational materials, and children's household items;