COMPUTER SOFTWARE FOR ACCOUNT VERIFICATION SERVICES; COMPUTER SOFTWARE FOR ELECTRONIC COMMERCE SERVICES, NAMELY, CUSTOMER FINANCIAL ADVICE AND DECISIONING, FUNDING, PAYMENT AND DEBIT PROCESSING, SETTLEMENT AND FULFILLMENT, AUTOMATED TRANSACTION AUTHORIZATION AND VERIFICATION, AND PROVIDING AUTOMATED CLEARING HOUSE, AUTOMATED TELLER MACHINE, POINT-OF-SALE AND GLOBAL COMPUTER NETWORK BANKING AND FINANCIAL TRANSACTIONS; COMPUTER SOFTWARE FOR ELECTRIC CHECK PROCESSING AND CONVERSION; COMPUTER SOFTWARE FOR ELECTRONIC CHECK RE-PRESENTMENT; COMPUTER SOFTWARE FOR FINANCIAL ANALYSIS SERVICES, NAMELY, AGGREGATING AND ANALYZING DATA GENERATED BY DEMAND DEPOSIT ACCOUNTS AND RELATED TRANSACTIONS, AND PREPARING RELATED REPORTS; COMPUTER SOFTWARE FOR ELECTRONIC TRANSFER OF FUNDS AND FINANCIAL INFORMATION; COMPUTER SOFTWARE FOR CATALOGUING AND RESEARCHING INFORMATION AND TRANSACTIONS INVOLVING ELECTRONIC FUNDS TRANSFER; COMPUTER SOFTWARE FOR PROCESSING OF PAYMENT AUTHORIZATIONS; COMPUTER SOFTWARE FOR VERIFICATION OF PAYMENTS REQUESTS AND FUNDS SUFFICIENCY; COMPUTER SOFTWARE FOR CATALOGUING CUSTOMER ACCOUNT DATA; COMPUTER SOFTWARE FOR AUTOMATED TELLER MACHINE SERVICES, NAMELY, CASH MANAGEMENT, BALANCING, SETTLEMENT, AND NETWORK MONITORING; COMPUTER SOFTWARE FOR CARD ISSUANCE AND MANAGEMENT SERVICES, NAMELY,, AUTHORIZATION, ON-LINE ORDERING OF CHECKS, PERSONAL IDENTIFICATION NUMBER HANDLING, AUDITING, SECURITY AND REPORT GENERATION; COMPUTER SOFTWARE FOR FRAUD AND RISK MANAGEMENT SERVICES, NAMELY, POINT-OF-SALE, GLOBAL COMPUTER NETWORK BASED AND IN BRANCH DETECTION OF CHECK, DEBIT AND CREDIT CARD FRAUD, AND INFORMATION COMPARISON AND IDENTITY MANIPULATION SEARCHING