Providing insurance administration, insurance brokerage, insurance claims administration and processing, appraisal of insurance claims in the field of property and casualty insurance, and fidelity and surety, for both commercial and non-commercial risks, insurance consulting, underwriting of insurance policies in the field of property and casualty insurance, and fidelity and surety, for both commercial and non-commercial risks, insurance policy management, financial services, namely, money management programs namely, banking services, debit card and credit card services; and electronic banking services; financial investment services, namely, investment brokerage services, mutual fund investment services, investment services in the fields of securities, investment account debit card services featuring computer readable cards, and investment checking account services