financial services, namely, the transmission of monies electronically from customers via global computer information network, the payment of third-party consumer and business debts via global computer information network, and the transmission of monies electronically from person to person via global computer information network, and issuing of financial instruments, portfolio management; services with respect to monetary and financial transactions in the nature of providing financial information via electronic means; credit card and payment card services; professional consultation for the organization and management of the financial and banking activities via global computer information network