DATA PROCESSING AND BILLING SERVICES IN THE FIELDS OF FACILITIES MANAGEMENT, CREDIT AND DEBIT CARDS, MONEY ORDERS AND WIRE TRANSFERS, MUTUAL FUNDS, HEALTH CARE INSURANCE CLAIMS, TELEPHONE ORDERS AND TELEPHONE CONTESTS AND GAMES FOR OTHERS, AND CABLE TELEVISION; FRAUD MANAGEMENT SERVICES, NAMELY, CONTACTING CONSUMERS TO CONFIRM RECEIPT OF CREDIT CARDS; COMPUTERIZED ORDER AND DATA PROCESSING IN THE FIELDS OF BUSINESS SALES AND INVENTORY; PROVIDING DATA PROCESSING SERVICES FOR FINANCIAL INSTITUTIONS AND CUSTOMERS THEREOF IN THE EVENT OF NATURAL DISASTERS, POWER OUTAGES, EQUIPMENT FAILURES AND OTHER BUSINESS INTERRUPTIONS; ADVERTISING SERVICES, NAMELY, SELECTIVE INSERTION OF PROMOTIONAL AND INFORMATIONAL MATERIALS INTO MAILINGS DIRECTED TO CREDIT CARD HOLDERS, AND MAIL PROCESSING SERVICES FOR OTHERS; BOOKKEEPING AND DATA PROCESSING IN THE FIELD OF EMPLOYEE BENEFITS AND PENSION PLANS; BUSINESS MANAGEMENT, NAMELY, INFORMATION AND WORKFLOW PROCESSING MANAGEMENT SERVICES FOR THE MUTUAL FUND INDUSTRY; ADVERTISING AND MARKETING SERVICES IN THE MUTUAL FUND INDUSTRY, NAMELY, DIRECT MAIL, DEVELOPMENT AND CREATION OF BROCHURES, SALES SUPPORT COMMUNICATIONS AND OTHER PROMOTIONAL MATERIALS, DEVELOPING AND IMPLEMENTING ELECTRONIC COMMERCE CAPABILITIES FOR CLIENTS VIA A GLOBAL COMMUNICATIONS NETWORK AND AUTOMATED TELLER MACHINES, IN-BOUND AND OUT-BOUND TELEMARKETING AND AUTOMATED INFORMATION SERVICES; PROVIDING BUSINESS INFORMATION MANAGEMENT SERVICES, NAMELY MANAGING A DATABASE OF BUSINESS INFORMATION AND DATA AND PREPARING MODELS AND REPORTS BASED ON SUCH INFORMATION FOR USE IN MANAGEMENT ACTIVITIES; MARKETING SERVICES FOR OTHERS, NAMELY, DATABASE MODELING, SCORING AND INFORMATION SERVICES FOR CARD ISSUERS, DEPOSIT BANKS, AND OTHER DIRECT MARKETERS; DATA PROCESSING SERVICES IN THE FILED OF CHECK, CREDIT CARD, DEBIT CARD, AND CHIP CARD TRANSACTIONS AND PAYMENTS; BUSINESS INVESTIGATIONS, NAMELY, APPLICANT BACKGROUND SCREENING SERVICES; ACCOUNTS RECEIVABLE MANAGEMENT SERVICES, NAMELY, PRE-CHARGE OFF COLLECTION SERVICES