money transfer services; credit card cash advance services; electronic financial transaction processing services; fraud management and detection services with respect to financial, credit and debit card services, namely, contacting consumers to confirm receipt of cards, customer, merchant and transaction screening, transaction, business and statistical data analysis and processing, verifying and revising information on financial instruments presented for payment, fraud reporting, and provision of counterfeit-proof cards; issuing credit, debit, smart and chip cards; cash management services; providing information from databases and live operators in the field of banking and financial services by means of telephone; payment services, namely, electronic processing of bill payment data; account management, collection, remittance and retention services for credit and debit card issuers; wireless electronic processing of check, credit card, and chip card transactions; check, credit card, debit card and chip card authorizations; financial transaction capture, settlement, reconciliation and reporting; chargeback handling; check, credit card, debit card and chip card payment processing services; providing an on-line computer database in the field of information relevant to credit card issuance; computer services, namely, providing interactive databases in the field of credit card issuance; providing an on-line, interactive computer database regarding credit and debit card accounts, and credit and debit card transactions; providing an on-line computer database in the field of information relevant to check, credit card, debit card and chip card transactions and payments; computer based online service which enables merchants to access and download check, credit card, debit card and chip card transaction information and payment related data from financial institutions; payment services in the field of facilities management, credit and debit cards, money orders and wire transfers, mutual funds, health care insurance claims, telephone orders and telephone contests and games for others and cable television; bill payment services allowing consumers to pay for goods and services by credit, debit or smart card at the point of sale, over a global computer network, by check or by money wire; credit and risk management, analysis, and assessment services

digitally capturing photos and other images to be placed on credit, debit and chip cards