computer programs for use in establishing and operating computer networks; computer programs for use in composing, sending, receiving, processing and managing electronic mail; computer programs for use in establishing, personalizing, organizing, monitoring and accessing a personalized computer environment; computer programs for accessing and integrating multiple information sources; computer programs for accessing, and for restricting access to, local, national and global computer information networks; computer programs for use in locating and accessing other computer programs over local, national and global information networks; computer programs for use in locating businesses and individuals and information related to them over local, national and global information networks; computer programs for use in searching, selecting, organizing, storing and accessing network information, computer information and folders on a computer network; computer programs for use in managing user access across multiple applications on multiple computers and computer platforms; computer hardware, namely communications adapter