COMPUTER PROGRAMS, NAMELY, COMPUTER SOFTWARE FOR USE IN THE TRANSMITTAL, RECEIPT, STORAGE, CONVERSION, AND ANALYSIS OF INFORMATION, CONDUCT OF TRANSACTIONS ACROSS INFORMATION NETWORKS, MANAGEMENT OF DATABASES AND SECURITIZATION OF INFORMATION AND COMMUNICATIONS; TELECOMMUNICATIONS APPARATUS INCLUDING MOBILE, PORTABLE AND FIXED RECEIVING AND STORAGE DEVICES; TELEPHONES; MODEMS; APPARATUS AND INSTRUMENTS FOR THE TRANSMITTAL, RECEIPT, AND STORAGE OF SOUND, IMAGES AND OTHER 59/V Ltd -3 1 INFORMATION, WHETHER IN DIGITAL FORMAT OR OTHERWISE; FACSIMILE MACHINES; COMPUTER HARDWARE, COMPUTER PERIPHERAL DEVICES; DATA PROCESSING EQUIPMENT; MAGNETIC AND OPTICAL EQUIPMENT AND APPARATUS; MONITORS; SCIENTIFIC, NAUTICAL, SURVEYING, ELECTRICAL, PHOTOGRAPHIC, CINEMATOGRAPHIC, OPTICAL, WEIGHING, MEASURING, SIGNALLING, CHECKING, VERIFICATION, SUPERVISION APPARATUS AND INSTRUMENTS; TEACHING APPARATUS AND INSTRUMENTS; APPARATUS AND INSTRUMENTS FOR RECORDING; MAGNETIC DATA CARRIERS; RECORDING DISCS, AUTOMATIC MACHINES AND MECHANISMS FOR COIN, TOKEN, AND DIGITAL VENDING AND PAYMENT, DATA PROCESSING AND CALCULATING APPARATUS AND INSTRUMENTS; COMPUTER PROGRAMS PERTAINING TO ALL OF THE AFOREMENTIONED