APPARATUS FOR RECORDING, TRANSMISSION OR REPRODUCTION OF SOUND OR IMAGES IN MOBILE TELEPHONE SYSTEMS, NAMELY, BLANK INTEGRATED CIRCUIT CARDS, ENCODED SMART CARDS CONTAINING PROGRAMMING, COMPUTER SOFTWARE, DVD DISCS, COMPUTER DISCS AND CD-ROMS, ALL FOR PROCESSING MOBILE AND ELECTRONIC PAYMENTS TO ALLOW USERS TO PERFORM ELECTRONIC BUSINESS TRANSACTIONS VIA A GLOBAL COMPUTER NETWORK; PERFORMING ELECTRONIC CERTIFICATION OF USER'S IDENTITY TO PROVIDE FOR SECURED FINANCIAL TRANSACTIONS VIA A GLOBAL COMPUTER NETWORK, AND FOR GENERAL PURPOSE COMMUNICATIONS CONNECTIVITY USED TO ESTABLISH AND MANAGE CONNECTIONS BETWEEN A COMPUTER AND TELECOMMUNICATION AND DATA TRANSMISSIONS NETWORKS; MAGNETIC ENCODERS FOR MOBILE TELEPHONES, DATA PROCESSORS FOR USE IN COMPUTERS AND MOBILE PHONES; OPTICAL SCANNERS AND LASER SCANNERS; MOBILE PHONES; ELECTRONIC NOTICES BOARDS, JUKE BOXES FOR COMPUTERS, COMPUTER MEMORIES, FIBER OPTIC CABLES, BASE STATIONS CONSISTING OF RADIO TRANSMITTERS AND RECEIVERS FOR MOBILE COMMUNICATIONS NETWORKS; PAGING RADIO TRANSMITTERS, RADIO PAGERS AND SATELLITES; APPARATUS FOR ELECTRONIC DATA TRANSMISSION, NAMELY, TRANSMITTERS OF ELECTRONIC SIGNALS, NAMELY, TELEPHONES, WIRELESS PHONES, TELEGRAPHS, TELEPRINTERS, TELEPROMPTERS, TELETYPEWRITERS, FACSIMILE MACHINES, ELECTRIC BURGLAR ALARM SYSTEMS CONNECTED TO MOBILE PHONES, TRANSMITTERS OF ELECTRONIC SIGNALS, NAMELY, SONARS, ELECTRONIC IDENTITY CARDS FOR USE IN COMPUTERS AND MOBILE PHONES FOR PROVIDING ELECTRONIC CERTIFICATION OF USER IDENTITY AND ELECTRONIC SIGNATURES FOR USE IN THE FIELD OF RETAIL SECURITY; APPARATUS FOR DATA TRANSMISSION VIA GLOBAL COMMUNICATIONS NETWORKS, NAMELY, COMPUTERS, COMPUTER SOFTWARE FOR ESTABLISHING AND MAINTAINING CONNECTIONS BETWEEN A COMPUTER AND GLOBAL COMPUTER NETWORKS, WORD PROCESSORS, MOBILE PHONES, MODEMS, RADIO AND TELEPHONE TRANSMITTERS, SWITCHBOARDS, INTEGRATED CIRCUITS AND INTEGRATED CIRCUIT CHIPS AND SATELLITES