UNDERWRITING SERVICES, NAMELY, AUTOMOBILE, AIRCRAFT, PROPERTY AND CASUALTY, LIFE, ACCIDENT, HEALTH, EMPLOYMENT PRACTICES LIABILITY, ERISA, MEDICAL MALPRACTICE, DIRECTOR AND OFFICER LIABILITY, PROFESSIONAL LIABILITY, MARINE AND ENVIRONMENTAL; INSURANCE AND INSURANCE-RELATED SERVICES RENDERED TO CORPORATE AND OTHER COMMERCIAL AND INDIVIDUAL CLIENTS, NAMELY, ACTUARIAL SERVICES, PENSION FUND ADMINISTRATIVE SERVICES, INSURANCE CLAIMS ADJUSTMENT SERVICES, SAFETY AND RISK MANAGEMENT SERVICES; REINSURANCE UNDERWRITING AND REINSURANCE CLAIMS ADJUSTMENT SERVICES IN THE FIELD OF PROFESSIONAL LIABILITY, DIRECTOR AND OFFICER LIABILITY, MEDICAL MALPRACTICE, ACCIDENT, HEALTH, ERISA LIABILITY, EMPLOYMENT PRACTICES LIABILITY, EMPLOYED LAWYERS LIABILITY, CORPORATE CRIME INSURANCE, COMMUNITY BANK LIABILITY, GENERAL PARTNERS AND LIMITED PARTNERSHIP LIABILITY, SHAREHOLDER CLASS ACTION LIABILITY, AND INSURANCE CLAIMS ADJUSTMENT SERVICES IN THE FIELD OF DIRECTOR AND OFFICER LIABILITY, FIDELITY, WORKER'S COMPENSATION, EXCESS LIABILITY, PROFESSIONAL LIABILITY, MEDICAL MALPRACTICE, ENVIRONMENTAL, PROPERTY AND SURETY; FINANCIAL SERVICES RENDERED TO INSTITUTIONAL AND INDIVIDUAL CLIENTS, NAMELY, STANDARD AND CUSTOMIZED INTEREST RATE AND CURRENCY SWAP SERVICES; CREATING AND BROKERING DERIVATIVE INSTRUMENTS FOR OTHERS; COMMODITY TRADING FOR OTHERS; SECURITIES BROKERAGE FOR OTHERS; PENSION AND INVESTMENT-FUND MANAGEMENT; FINANCIAL GUARANTY AND SURETY SERVICES; CREDIT CARD SERVICES; INVESTMENT CONSULTATION; INVESTMENT MANAGEMENT; INVESTMENT ADVISORY SERVICES; MANAGEMENT AND BROKERING OF MUTUAL FUNDS; BANKING SERVICES; MANAGEMENT OF REAL ESTATE, AND THE LEASING THEREOF; REAL ESTATE MORTGAGE-LENDING SERVICES; INSURANCE-RELATED FINANCIAL SERVICES RENDERED TO COMMERCIAL AND INDIVIDUAL CLIENTS, NAMELY, INSTALLMENT LOAN SERVICES