INFORMATION CARRIERS, NAMELY COMPUTER SOFTWARE, CD-ROMS, AND COMPUTER MEMORY STORAGE CIRCUITS, FOR IDENTIFICATION, CREDIT AND PAYMENT, NAMELY, FOR MAKING PAYMENT TRANSACTIONS UTILIZING TELECOMMUNICATION SYSTEMS FOR BANKING, ELECTRONIC SHOPPING AND ELECTRONIC ORDERING; COMPUTER PROGRAMS FOR USE IN TELECOMMUNICATIONS, DATABASE MANAGEMENT, DATA AND COMMUNICATION SERVICES, INFORMATION TECHNOLOGY, ELECTRONIC PAYMENT SERVICES AND DATA TRANSMITTING SERVICES

BROCHURES, CATALOGUES, INSTRUCTIONAL BROOKLETS, PRINTED ADVERTISING AND PROMOTIONAL MATERIAL FOR USE IN TELECOMMUNICATIONS, DATABASE MANAGEMENT, DATA AND COMMUNICATION SERVICES, INFORMATION TECHNOLOGY, ELECTRONIC PAYMENT SERVICES AND DATA TRANSMITTING SERVICES; NON-ELECTRONIC CODED INFORMATION CARDS OF PAPER, CARDBOARD OR PLASTIC, FOR USE AS IDENTIFICATION CREDIT AND/ OR PAYMENT CARDS, NAMELY, SMART TYPE CARDS

ADVERTISING SERVICES FOR OTHERS, PROMOTIONAL, BUSINESS MANAGEMENT AND BUSINESS SUPERVISION SERVICES, NAMELY, ISSUING ADVERTISEMENTS OR PROMOTIONAL TEXTS, SALE PROMOTION AND ADVISING COMPANIES ON SUPPLYING GOODS AND SERVICES; DATABASE MANAGEMENT, NAMELY, COMPOSING, SUMMARIZING, TRANSMITTING AND SYSTEMIZING DATABASES; PROVIDING BUSINESS MANAGEMENT SERVICES, NAMELY, ANALYZING DATABASE INFORMATION TO EXPLOIT MATHEMATICAL OR STATISTICAL DATA; BUSINESS MANAGEMENT AND BUSINESS SUPERVISION, NAMELY, CARRYING OUT ADMINISTRATIVE ACTIVITIES FOR SUPPLIERS; PROVIDING BUSINESS INFORMATION, NAMELY, OPINION POLLING FOR BUSINESS AND ADVERTISING PURPOSES, MARKET ANALYSIS REPORTS, AND MARKET RESEARCH SURVEYS; CARRYING OUT MARKETING ACTIVITIES, NAMELY, UTILIZING ELECTRONIC TRANSACTIONS IN WHICH A SMART-CARD IS USED TO CREATE MARKETING PROFILES FOR OTHERS FOR USE IN SELLING PRODUCTS AND SERVICES; PREPARING AND CONDUCTING OPINION POLLS; MEDIATION SERVICES; DISSEMINATING PROMOTIONAL AND ADVERTISING MATERIAL

GRANTING OF CREDIT; NAMELY, ISSUING CREDIT AND PAYMENT CARDS; CREDIT AND PAYMENT CARD TRANSACTION PROCESSING SERVICES, NAMELY, REVIEWING, ACCEPTING AND AUTHORIZING FINANCIAL TRANSACTIONS; PAYMENT CARD SERVICES IN WHICH THE USER, UPON PRESENTATION OF A CREDIT OR DEBIT CARD, OR AFTER ACCEPTANCE OF A CREDIT OR DEBIT CARD BY AN ELECTRONIC PAYMENT SYSTEM, MAY ACQUIRE GOODS AND/ OR USE SERVICES OF WHICH PAYMENT HAS OR WILL BE MADE, NAMELY, BY DEBITING THE TELEPHONE BILL AND/ OR AUTOMATIC COLLECTION VIA THE USER'S BANK ACCOUNT OR GIRO ACCOUNT, AND/OR BY DEDUCTION OF THE AMOUNT DUE FROM THE PAYMENT CARD; COLLECTING MONEY ON BEHALF OF THIRD PARTIES AND TRANSFERRING TO THIRD PARTIES MONEY COLLECTED ON THEIR BEHALF

TELECOMMUNICATIONS EQUIPMENT MAINTENANCE AND COMPUTER HARDWARE MAINTENANCE

TELECOMMUNICATION SERVICE, WHETHER OR NOT PROTECTED AND/OR CODED, STORING, PROCESSING AND SUPPLYING ELECTRONIC SIGNALS WHICH ENABLE TRANSMISSION AT A LATER TIME, TRANSMITTING INFORMATION AND DATA VIA TELECOMMUNICATIONS

DESIGNING, WRITING, INSTALLING, MODIFYING AND UPDATING COMPUTER PROGRAMS AS WELL AS ADAPTIVE, CORRECTIVE AND PERFECTIVE MAINTENANCE THEREOF, MAINTAINING THE AVAILABILITY OF COMPUTER EQUIPMENT REQUIRED FOR ELECTRONIC PAYMENT TRANSACTIONS USING INFORMATION CARRIERS