computer hardware; and computer network security software, computer software in the field of network Identification and Authentication, also known as I&A, for outside access to the network, data encryption and decryption, identification of persons by stored images recorded on smartcards, password protection for access to networks, computer programs and computer files, and security for communications between network users and public networks such as the global computer network; computer hardware and software for use as a global computer network firewall that is used to protect user access from an untrusted network to a trusted network, using integrated authentication tokens for a challenge/response logon as well as encryption for files on desktop and laptop computers; computers loaded with the foregoing software; smartcards to store information in electronic format; card readers; computer systems that incorporate a smartcard, a smartcard reader and the software to insure the security of businesses, employees and computer networks, and to provide network security and access control, a data repository for emergency medical information and personnel data, systems integrity, and identification with digital photo images and fingerprints encoded in the smartcard; computer systems for financial transactions on computer networks such as the global computer network that incorporate a smartcard, a smartcard reader and the software to insure the security of businesses, employees and computer networks, and to provide network security and access control, a data repository for emergency medical information and personnel data, systems integrity, and identification with digital photo images and fingerprints encoded in the smartcard