financial and banking services, namely, financing of business, small business, investment company, bankruptcy, construction, debtor-in-possession, installment and account receivable loans, equipment lease purchase financing, providing business and personal lines of credit for loan financing, real estate and mortgage loan financing, residential loan referrals, international banking services, namely, providing letters of credit, foreign monetary exchange; personal and corporate trust and estate management services; security services in the nature of guaranteeing rental payments; electronic money transfers; direct deposit payroll services; cash management; maintaing business and personal checking and savings accounts; regular checking accounts, N.O.W. accounts, check credit accounts, attorney trust accounts, interest on lawyer accounts (IOLA), individual retirement accounts, high interest federally insured investment accounts, certificates of deposit accounts, express deposit and payment services, travelers check and money order issuance, automated teller machine services, safety deposit box services