banking and investment services and advisory services relating thereto; capital and fund investment, guarantee, mortgaging, charge card, letters of credit, investment trustee and surety services; financial and unit-trust management, stock investment management, investment custody, corporate funds management, foreign exchange and payment facilities, foreign currency exchange and loan facilities, portfolio investment management, funds transfer; financial analysis and evaluation services; shares, real estate, securities and stocks and bonds brokerage services, planning of finances relating to taxation, planning and advisory services relating to probate, pensions and life assurance, services for the establishment and management of personal equity plans and unit-trust schemes