Downloadable computer software for client prospecting, customer relationship management, loan pipeline and sales pipeline management, pre-screening of loan requests, loan application intake and processing, verification of borrower identity, income, employment and credit history, fraud detection, all for use by banks, credit unions and other financial institutions in banking and lending; Downloadable computer software for loan origination and credit approval workflow management, financial statement spreading and analysis, credit analysis and underwriting, affordability and debt-to-income analysis, automated credit decisioning, borrower risk rating, loan pricing analysis, customer relationship pricing analysis, profitability analysis, preparation of credit memoranda, all for use by banks, credit unions and other financial institutions in banking and lending; Downloadable computer software for loan due diligence, collateral valuation and verification, loan document preparation and review, loan closing, funding and booking, quality control of loans before and after closing, loan monitoring, annual credit reviews, covenant compliance monitoring and testing, all for use by banks, credit unions and other financial institutions in banking and lending; Downloadable computer software for collateral and borrowing base monitoring, loan renewals, loan portfolio analysis, management and risk monitoring, management of watch-list and problem loans, loss mitigation and default management, collections management, loan servicing, and preparation of client communications, all for use by banks, credit unions and other financial institutions in banking and lending

Software as a service (SAAS) services featuring software for client prospecting, customer relationship management, loan pipeline and sales pipeline management, pre-screening of loan requests, loan application intake and processing, verification of borrower identity, income, employment and credit history, fraud detection, all for use by banks, credit unions and other financial institutions in banking and lending; Software as a service (SAAS) services featuring software for loan origination and credit approval workflow management, financial statement spreading and analysis, credit analysis and underwriting, affordability and debt-to-income analysis, automated credit decisioning, borrower risk rating, loan pricing analysis, customer relationship pricing analysis, profitability analysis, preparation of credit memoranda, all for use by banks, credit unions and other financial institutions in banking and lending; Software as a service (SAAS) services featuring software for loan due diligence, collateral valuation and verification, loan document preparation and review, loan closing, funding and booking, quality control of loans before and after closing, loan monitoring, annual credit reviews, covenant compliance monitoring and testing, all for use by banks, credit unions and other financial institutions in banking and lending; Software as a service (SAAS) services featuring software for collateral and borrowing base monitoring, loan renewals, loan portfolio analysis, management and risk monitoring, management of watch-list and problem loans, loss mitigation and default management, collections management, loan servicing, and preparation of client communications, all for use by banks, credit unions and other financial institutions in banking and lending