Student loan services; Financing services and funding services relating to higher education; originating, holding, administering, servicing and managing student loans and other education financing products; servicing loans and debts on behalf of lenders, investors, educational institutions and other financing entities; receiving, reviewing and processing applications for student loans and other higher education financing products; providing student loan information in connection with higher education financing products; providing financial counseling; processing billing statements and payment transactions, namely, electronic payment services involving electronic processing and transmission of bill payment data; credit reporting services; loan delinquency management, loan default management, debt collections and loan rehabilitation services; loan default mitigation services; administering education-related financing programs