Platform as a service (PAAS) featuring computer software platforms for underwriting insurance policies for small businesses by insurance brokers; Software as a service (SAAS) services featuring software for receiving and organizing medical stop-loss insurance submissions, matching submissions with participating markets, comparing insurance proposals, managing case communications, and tracking submission and placement workflows; Providing temporary use of on-line non-downloadable software and applications using artificial intelligence (AI) for automating intake, extraction, and processing of stop-loss underwriting submissions and supporting documentation;; Providing temporary use of on-line non-downloadable software and applications using artificial intelligence (AI) for data analysis in the field of stop-loss insurance and for quoting and rating medical stop-loss insurance; Providing temporary use of on-line non-downloadable software for tracking, managing, and communicating insurance underwriting quotes and claims to stop-loss carriers and for managing general underwriters; Providing temporary use of on-line non-downloadable software for contract management, underwriting, policy administration, accounting for premiums, claims auditing and reporting, analysis of claims, communicating underwriting recommendations, and for queuing for claims, notices, and quote requests in the field of medical insurance; Providing temporary use of on-line non-downloadable software for use in providing quotes for stop-loss insurance coverage; Providing temporary use of on-line non-downloadable software for workflow management in the field of stop-loss insurance underwriting and administration for carriers, managing general underwriters (MGUs), third-party benefits administrators (TPAs) and brokers; Providing temporary use of on-line non-downloadable software for workflow management for multi-party coordination of stop-loss underwriting workflows across carriers, managing general underwriters (MGUs), third-party benefits administrators (TPAs), and brokers; Providing temporary use of on-line non-downloadable software for risk management, maintaining regulatory compliance, employee training, testing and performance tracking, employee benefits management and administration, and insurance brokering, in the field of human resources; Providing temporary use of on-line non-downloadable software for stop loss reporting