Software as a service (SAAS) services featuring software for customer relationship management, outbound and inbound telephone dialing, and lead campaign management for insurance sales agencies; Providing temporary use of online, non-downloadable enterprise software for customer relationship management, lead management, and inbound and outbound telephone call handling for sales teams; Providing on-line non-downloadable software for automated outbound telephone dialing, inbound telephone call routing, and recording of sales telephone calls; Providing a website featuring on-line non-downloadable software that enables users to follow guided sales call scripts, manage sales leads, and record the outcomes of sales calls; Providing online non-downloadable software for compiling and organizing business intelligence; Providing temporary use of online non-downloadable computer software for tracking sales agents' talk time, call activity and availability for sales agency managers; Providing on-line non-downloadable software using artificial intelligence (AI) for suggesting responses to customer objections during sales calls; Software as a service (SAAS) services featuring software using artificial intelligence (AI) for carrier and plan recommendations based on the client's qualification; Providing online non-downloadable virtual assistant software using artificial intelligence (AI) for answering and qualifying inbound sales telephone calls and transferring callers to live sales agents; Providing temporary use of on-line non-downloadable software for receiving sales leads from lead vendors through an application programming interface and adding them to a customer relationship management system; Providing temporary use of a non-downloadable web application for scheduling sales callback appointments with customers