Software as a service (SAAS) services featuring software using artificial intelligence (AI) for recording, transcribing, and summarizing client meetings and generating meeting preparation notes, follow-up tasks, and recap communications for financial advisory firms; Artificial intelligence as a service (AIAAS) services featuring software using artificial intelligence (AI) for answering natural-language questions about client, household, account, and activity data and retrieving records for financial advisory firms; Software as a service (SAAS) services featuring software for customer relationship management, appointment scheduling, client data management, and workflow automation for financial advisory and insurance firms; Providing temporary use of online, non-downloadable enterprise software for customer relationship management (CRM) for financial advisory and insurance firms