providing an online health care insurance plan exchange in the nature of a marketplace that allows employees to evaluate and select health care plans offered by different insurance providers

insurance brokerage and insurance administration of health care benefit plans and employee benefit plans; administration of health savings accounts, financial administration of health reimbursement arrangements, and reimbursable employee accounts; financial consultancy, namely, advisory and consultancy services in the fields of health care benefit plans, employee benefit plans, health savings accounts, health reimbursement arrangements, and reimbursable employee accounts; insurance information and consultancy services, namely, concierge services for retirees in the field of health care benefit plans and government health care plans

providing temporary use of online non-downloadable software used by employers and employees for evaluating and selecting health care plans, accessing and managing health savings accounts, health reimbursement arrangements, and reimbursable employee accounts, and accessing resources and advice regarding health care plans, health care benefits, and other employee benefits; providing temporary use of online non-downloadable software used by employers for managing the outsourcing of health care plan and employee benefit plan administration services