Automated Clearing House (ACH) transaction processing services provided via mobile device, mobile application, and website interface; Bill payment services provided via mobile device, mobile application, and website interface; Credit card transaction processing services provided via mobile device, mobile application, and website interface; Debit card transaction processing services provided via mobile device, mobile application, and website interface; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments

Providing temporary use of on-line non-downloadable software and applications for performing financial transactions and transmitting and receiving information in the fields of electronic payments and electronic bill payments and bill presentment; Providing temporary use of on-line non-downloadable software and applications using artificial intelligence (AI) for performing financial transactions and transmitting and receiving information in the fields of electronic payments and electronic bill payments and bill presentment; Providing temporary use of on-line non-downloadable software and applications for use in sending and receiving payments, transferring funds, bill payment and bill presentment; Providing temporary use of on-line non-downloadable software and applications using artificial intelligence (AI) for use in sending and receiving payments, transferring funds, bill payment and bill presentment; Providing temporary use of on-line non-downloadable software and applications for generating bill reminders and bill payment status alerts; Providing temporary use of on-line non-downloadable software and applications using artificial intelligence (AI) for generating bill reminders and bill payment status alerts