Downloadable computer software, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Downloadable application programming interface (API) software for making online payments from bank accounts; Downloadable computer software for splitting bills, bill payment, and storing money; Downloadable software in the nature of a mobile application for splitting bills, bill payment, and storing money; Downloadable mobile applications for splitting bills, bill payment, and storing money; Downloadable computer software for use as an electronic wallet; Point-of-sale terminals for making contactless payments; Point-of-sale (POS) terminals; Downloadable software using artificial intelligence (AI) for summarizing texts; Downloadable computer software for generating images from text using artificial intelligence; Downloadable mobile applications using artificial intelligence (AI) for parsing of receipts and bills for payment orchestration; Downloadable software using artificial intelligence (AI) for summarizing bills and receipts; Downloadable browser extension software for purchase itemization, storing information, and prefilling information

Arranging and conducting incentive reward programs to promote the sale of partner products; Promoting the goods and services of others by means of a loyalty rewards scheme; Promoting the goods and services of others by means of a loyalty rewards card scheme; Promoting the goods and services of others by means of a loyalty rewards program; Promoting the goods and services of others by means of the issuance of loyalty rewards cards; Administration of a customer loyalty program which provides points and money for customer spending on third-party goods and services

Merchant services, namely, payment transaction processing services; Credit and cash card payment processing services; Charge card and credit card payment processing services; Mobile payment processing services, namely, credit card and debit card transaction processing services via mobile electronic devices; Payment processing services, namely, credit card and debit card transaction processing services; Providing an internet website portal in the field of financial transaction and payment processing services; Processing of contactless credit and debit card payments; Credit card transaction processing services provided via website or mobile app; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Electronic debit card transaction processing; Provision and financial administration of a debit card savings program; Bill payment services provided via a website, a mobile app, or a digital wallet; Providing personal loans and lines of credit; Loyalty program payment processing services; Financing services; Financing of purchases; Financing and loan services; Facilitating and arranging for the financing of bill payment; Financing loans for individual consumers; Financial transaction services, namely, providing secure commercial transactions and payment options; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Payment processing services in the field of bill splitting and alternative method payments; Financing of loans; Loan financing

Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; Artificial intelligence as a service (AIAAS) services featuring software using artificial intelligence (AI) for parsing and reading receipts and bills; Application service provider (ASP) featuring software using artificial intelligence (AI) for parsing of receipts and bills for payment orchestration; Software as a service (SAAS) services featuring software using artificial intelligence (AI) for parsing of receipts and bills for payment orchestration; Providing a website featuring non-downloadable software using artificial intelligence (AI) for parsing of receipts and bills for payment orchestration; Software as a service (SAAS) services featuring software for payment processing services, bill splitting, purchase itemization, and storing and prefilling information