Financial planning services provided via text message rendered using artificial intelligence; providing financial information via text message rendered using artificial intelligence; financial advice provided via text message rendered using artificial intelligence; financial services pertaining to personal financial accounts, daily monitoring of financial transactions and account balances, budget and spending; financial transaction services, namely, budget planning in the nature of income and expense transaction tracking; financial transaction services, namely, tracking and financial management of subscriptions and bills; financial data aggregation, namely, electronically collecting financial data from multiple accounts into a single location for financial review analysis; bill negotiation services, namely, negotiating price reductions and service contract terms for others

Education services, namely, personalized financial literacy instruction provided via text message rendered using artificial intelligence