Software as a Service (SAAS) for computer software for use in customer relationship management (CRM); Software as a Service (SAAS) for computer communications software to allow customers to access bank account information and transact bank business; Software as a Service (SAAS) for electronic authenticating user identification for financial services; Software as a Service (SAAS), namely, electronic financial platform for processing payments; Software as a service (SaaS) featuring software to allow users to perform electronic banking and financial exchange transactions via a global computer network; Providing temporary use of online non-downloadable software to allow users to perform electronic banking and financial exchange transactions via a global computer network; Cloud computing featuring software for use in processing financial transactions sold to customers as white label cloud services; Software services, namely, providing online non-downloadable cloud software to others for use in processing financial transactions; Online non-downloadable cloud computing software services featuring financial technology for performing electronic banking and financial exchange transactions via a global computer network