Electronic payment terminal; recorded payment gateway software for linking e-commerce websites to credit card processing networks; magnetically encoded blank bank cards for issuance by financial institutions; recorded computer software featuring digital trading cards; microchip cards; recorded computer e-commerce software to allow users to perform electronic business transactions via a global computer network; recorded credit screening software; electronic machines for reading credit cards and recording financial operations; magnetically encoded debit cards

Payment verification services; financial management of reimbursement payments for others; charge card and credit card payment processing services; payment and funds verification services; financial transaction services, namely, providing secure commercial transactions and payment options; processing electronic payments made through prepaid cards; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; fraud reimbursement services in the field of credit card purchases; loyalty program payment processing services; providing cash and other rebates for credit card use as part of a customer loyalty program; loyalty coupon payment processing services; issuing of credit cards; credit reporting services; credit consultation; providing electronic processing of credit card transactions and electronic payments via a global computer network; electronic debit card transaction processing; issuing prepaid debit cards

Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; providing temporary use of non-downloadable software for selecting electronic cards, personalizing them with users own messages and sending them via e-mail; electronic monitoring of credit card activity to detect fraud via the internet; developing and hosting a server on a global computer network for the purpose of facilitating e-commerce via such a server; application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; designing, creating, maintaining, and hosting websites for others