Providing online retail store services featuring a wide variety of consumer goods; providing online retail store services featuring consumer goods of others; providing commercial information regarding consumer goods and relevant credit terms in connection therewith

Financial services, namely, the extension of credit or deferred payment of an obligation; electronic payment services in the nature of the ability to purchase goods online, namely, processing electronic payments made through prepaid cards, electronic payment services involving electronic processing and subsequent transmission of bill payment data, providing electronic processing of credit card transactions and electronic payments via a global computer network; clearing and reconciling financial transactions for the purchase of goods, via electronic communications networks; providing a web site featuring personal financial information and financial advice

Providing temporary use of online non-downloadable software used for providing a means for consumers to apply for credit, to shop for merchandise online, and to process consumer credit applications, but specifically excluding therefrom educational software featuring math and scientific activities for use in e-learning; Providing temporary use of online, non-downloadable software used by consumers to take a survey to determine financial strengths and weaknesses