Software as a service (SAAS) services featuring software for use in computer network security and computer network user authentication; software as a service (SAAS) services featuring software for use in authenticating computer users, computer hardware, and computer software, all for storing and transmission of electronic data for use as a strong authentication identification system; software as a service (SAAS) services featuring software for use in user authentication and computer hardware authentication for e-commerce transactions, sending and receiving of digital data, voice, music, and video, and for user authentication and computer hardware authentication for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; computer software for operating and managing strong authentication or security token computer identification systems, telephones, and communication hardware; software as a service (SAAS) services featuring software for use in restricting access to and by computers, computer software, computer hardware, computer users, and computer networks with undesired web sites, software and computer hardware